WHOLESALE CLIENTS

A "sophisticated investor" for the purposes of Chapter 6D [see Corporations Act 2001] and for which a Qualified Accountant has issued a Certificate stating that you have a gross income of $250,000 or more per annum in each of the previous two years or net assets of at least $2.5 million AND / OR I have a Cygura Certificate from http://www.sophisticatedaccess.com.au/

Institutional Investor or Professional Investor include the following:

  • a financial services licensee
  • a body regulated by APRA, other than the trustee of:
    • a superannuation fund;
    • an approved deposit fund;
    • a pooled superannuation trust; or
    • a public sector superannuation scheme;
  • a body registered under the Financial Corporations Act 1974
  • the trustee of:
    • a superannuation fund;
    • an approved deposit fund;
    • a pooled superannuation trust; or
    • a public sector superannuation scheme;
    which has net assets of at least $10 million;
  • a person who has or controls gross assets of at least $10 million, including any assets held by an associate or under a trust that the person manages (r7.6.02AE)
  • a listed entity or a related body corporate of a listed entity
  • an exempt public authority
  • a body corporate or unincorporated body that:
    • carries on a business of investment in financial products, interests in land or other investments; and
    • for those purposes, invests funds received (directly or indirectly) following an offer or invitation to the public, within the meaning of s82, the terms of which provided for the funds subscribed to be invested for those purposes;

RETAIL CLIENTS

If you are not one of the above you are a Retail Client and so we must provide you with a Product Disclosure Statement

ADVISOR

I am a Financial Advisor holding an AFSL or I am an Authorised representative of an AFSL holder