CHOPIN Peer to Peer lending (P2P) allows you to match part of your savings with pre-qualified SME Borrowers providing an attractive return and making a difference to the world of Finance for SME's
CHOPIN Peer to Peer lending (P2P) allows you to match part of your savings with pre-qualified SME Borrowers providing an attractive return and making a difference to the world of Finance for SME's
CHOPIN Peer to Peer lending (P2P) allows you to match part of your savings with pre-qualified SME Borrowers providing an attractive return and making a difference to the world of Finance for SME's
WHAT’S IT ALL ABOUT FOR INVESTORS?
  • COMPLEMENTS OUR BANKING RELATIONSHIPS

    CHOPIN Peer to Peer lending (P2P) complements Banking and Institutional relationships of AltFi Lenders such as SME Cash and others in a special way
  • MATCHING SAVERS AND BORROWERS

    CHOPIN P2P matches investor savings with pools of pre-qualified SME Borrowers across 4 Loan Instalment Finance Products of the 7 Finance Products that SME’s need to grow their business, increase employment and contribute to Australia’s economic growth
  • SECURITY

    A Charge is secured over all the loan instalments by a Public Trustee on behalf of all Investors
  • ABOUT US

    CHOPIN P2P is part of Cunnington & Co Group which in 1999 acquired Discount Acceptance a P2P Lender. C&Co has a long history in Australia as a trusted SME financier. We have managed in excess of $150million of asset finance pools which included receivables, personal loans, insurance premium funding and leases being delivered via multiple distribution networks to customers ranging from sole trader/individuals to public companies. CHOPIN presently manages more than $26.6 million of 3rd party investment funds in the CHOPIN Equity Trust #2 invested in SME Assets and in the PayNow Fintech business.
HOW IT WORKS FOR BORROWERS?

CHOPIN P2P manages a pool of instalment-paying loans made to SME Businesses across four loan categories for specific purposes.

  • business_loans
    Business Loans

    These are loans for a range of acceptable SME business purposes. They are for SME’s who qualify for up to $250,000 for a maximum term of 12 months paydown.

  • trade_finance
    Trade Finance

    For Importers or exporters there are a unique total package of loans including pre-export and invoice finance which make a complete supply chain solution. Loans with no repayments up to 4 months are then repaid from Sales to Customers over the next 3 months or from the Invoice Finance Facility for Purchase Order delivery.

  • Inventory_Loans
    Inventory Loans

    These are for SME’s who buy materials within Australia to manufacture or finished stock to be sold. Inventory finance loans allow up to 4 additional months beyond current supply terms.

  • Insurance_Premium_Funding
    Insurance Premium Funding

    This product is for SME’s who don’t want to hurt their cash flow by paying insurance in a lump sum. The borrower can pay the insurance in advance, then borrow back and pay by the month for up to 12 months.

  • equipment_finance
    Asset Finance

    Asset finance loans are secured by hard assets in the form of equipment and autos. These are for a term of between 12 to 60 months.

FIVE SIMPLE STEPS TO INVEST WITH CHOPIN P2P

1.

Tell us who you are in the simple Selection Boxes
below and download
the Product Disclosure
Statement.

2.

Checkout the Product portfolios on the next page and see how you can mix a Portfolio of loans matching your Term and $ availability

3.

If you wish to establish an Investment Account with CHOPIN P2P you will need to provide us with the supporting materials

4.

Once established your Monies paid will be held in the Bank Account of CHOPIN P2P Fund #1 at Westpac Bank waiting to be invested.

5.

Once invested in Loan Instalment Assets of SME Borrowers funds will earn the nominated rate as part of the interest paid by SME borrowers.

Tell us who you are ?

Tell us who you are so we can provide access to our List of Investment Products and show you how to establish an Investment Account with CHOPIN

Register me so i can see the Products

CONTACT US WITH A QUERY ABOUT CHOPIN P2P

Directors.

  • Don Cunnington
    | Don Cunnington

    Managing Director
    40 years experience in Finance, Property, and Asian investments and partnerships.

  • Jennet Cunnington
    | Jennet Cunnington

    Executive Director
    30 year career in the SME retail space.